Author: Eric J. Nisall

Eric J. Nisall is an accountant and founder of Understand Finances. With a BS In Accounting from Florida Atlantic University & extensive history working in public accounting, he started AccountLancer, an accounting & tax service specializing in individual income taxes and small business accounting. Eric is a personal finance expert covering topics such as credit cards and debt, individual income taxes, money management and more since 2009. He has also been writing about small business & entrepreneurship topics like self-employment taxes, running payroll, business formation and more at Eric Nisall dot com. His advice has been quoted on major publications & sites such as Readers Digest, Lifehacker, Forbes, Business Insider & more.

  • Almost everyone knows what a mortgage is. Oddly enough most of those people never heard of a home equity line of credit or HELOC. Let me introduce you to it!

  • Consumers are seen as easily swayed & manipulated. These are some of the marketing tricks agencies use to get you to spend more of your hard-earned money.

  • Grocery shopping at Aldi stores can save you a bunch of money–on some items and in some situations. There are also some negatives to shopping there as well.

  • For some people, it’s difficult to start budgeting money. For others, it’s hard to stick to a budget. Here are 4 possible reasons why that is.

  • The process of becoming a first-time home buyer can be confusing. Make it less so by understanding and preparing for all of the costs that come with home ownership.