Author: Eric J. Nisall

Eric J. Nisall is an accountant and founder of Understand Finances. With a BS In Accounting from Florida Atlantic University & extensive history working in public accounting, he started AccountLancer, an accounting & tax service specializing in individual income taxes and small business accounting. Eric is a personal finance expert covering topics such as credit cards and debt, individual income taxes, money management and more since 2009. He has also been writing about small business & entrepreneurship topics like self-employment taxes, running payroll, business formation and more at Eric Nisall dot com. His advice has been quoted on major publications & sites such as Readers Digest, Lifehacker, Forbes, Business Insider & more.

Investing in collectibles–comic books, Pokémon cards, sports cards–can be a fun way to engage with your money but there are dangers to it as well.
Cash is the preferred method of payment for many who want to avoid financial stress. Does it really keep your spending in check as many would lead you to believe?
Are you paying for private mortgage insurance on your home? Do you know why? What about how to get it removed? The answers are a click away!
Free trials can be a great way to test products and services without the financial investment. They can also cost you a lot of money if you’re not careful.
Financial institutions come in a variety of sizes and specialties. With so many options, which one(s) should you choose to bank with?