Author: Eric J. Nisall

Eric J. Nisall is an accountant and founder of Understand Finances. With a BS In Accounting from Florida Atlantic University & extensive history working in public accounting, he started AccountLancer, an accounting & tax service specializing in individual income taxes and small business accounting. Eric is a personal finance expert covering topics such as credit cards and debt, individual income taxes, money management and more since 2009. He has also been writing about small business & entrepreneurship topics like self-employment taxes, running payroll, business formation and more at Eric Nisall dot com. His advice has been quoted on major publications & sites such as Readers Digest, Lifehacker, Forbes, Business Insider & more.

You may be single and “ready to mingle” but your wallet may not be. Fortunately, there are ways around spending tons of money when searching for love. First dates can indeed be budget-friendly!
Amazon Prime was once known solely for getting Amazon deliveries in 2 days. Since then, Prime membership has grown to include many more products and services.
Financial advice literally comes at you from every direction at all times. How are you supposed to sort through it all? This guide will help you!
The term “emergency fund” makes some people roll their eyes. When a big financial bill or emergency comes up you’ll be glad you have one!
Certificates of deposit provide a safe place for your money and a CD ladder can be part of a sound personal finance plan.