Credit isn’t free money. In order to not get into credit and debt trouble, you first need to understand what it is…and isn’t.
Credit Cards & Debt
Misusing credit, or not understanding how credit works are the leading causes of debt problems. Whether it's credit cards, mortgages or any other kind of debt instrument, it's important to use them properly to get the most benefit of this useful tool. You also need to understand how your credit score and credit report affect your finances. These articles will help you with all that.
Paying a credit card early can be tempting. If you are looking to maintain or build credit, you definitely don’t want to pay your credit card as you spend.
There are a lot of different types of credit out there. Knowing the differences will help you manage your money better and hopefully not get into credit trouble.