Author: Eric J. Nisall

Eric J. Nisall is an accountant and founder of Understand Finances. With a BS In Accounting from Florida Atlantic University & extensive history working in public accounting, he started AccountLancer, an accounting & tax service specializing in individual income taxes and small business accounting. Eric is a personal finance expert covering topics such as credit cards and debt, individual income taxes, money management and more since 2009. He has also been writing about small business & entrepreneurship topics like self-employment taxes, running payroll, business formation and more at Eric Nisall dot com. His advice has been quoted on major publications & sites such as Readers Digest, Lifehacker, Forbes, Business Insider & more.

  • Lots of sites publish articles about tax deductions without full explanations or even fact-checking. Let me dispel some of these “tips” before you get screwed.

  • The grass isn’t always greener on the other side. That old saying certainly applies when talking about switching auto insurance agencies.

  • Switching banks used to be as easy as opening up an account, depositing your money and closing the old account, but not so much anymore.

  • Rent vs. buy. Is renting a home better? Is home ownership? These are the factors you should consider when making that decision.

  • The 0% balance transfer is a popular tool in personal finance. It can be very beneficial but also carries a huge risk as well.